Can NOTDEC avoid paying any fees to Virgin Money?

Answer

Possibly — but only for regular or very big donations.  Otherwise, it's rarely worth the hassle for all concerned:  Virgin's fees are pretty reasonable for the work they save us.

  • Regular donations  If you set up a regular donations in "Donate", NOTDEC UK will pay a fee to Virgin Money Giving every month. To stop this happening, don't use "Donate": use Child Sponsorship.  And on the enquiry form there, choose "Other Monthly Donation".  We'll then ask you to set up a Standing Order and, if appropriate, fill in a Gift Aid Declaration (both can be done on-line or by post).  Hey presto!  Monthly payments with NO fees to Virgin Money Giving. [If you're giving to the Child Welfare Fund, you have to do it this way.  Virgin has switched off the regular donation option for subsidiary accounts like Child Welfare.]
  • Large one-off donations (£5,000+)  It's a similar story. Give via "Donate", and a tiny percentage will go to Virgin Money.  But a small percentage of a large sum can be well worth saving.  If you want NOTDEC to pay no Virgin fee on a large donation, again please use the Child Sponsorship option.  On the enquiry form, choose "Other Monthly Donation"; and add a Message saying you want to make a large one-off donation of £X.  If you wish, you can then fill in a Gift Aid Declaration (on-line or by post) and, finally, make a bank transfer or send us a cheque.  Again, a big donation but no Virgin fee.
  • Typical one-off donations  Virgin Money Giving provides a very quick and efficient service at very low cost — including all the admin for reclaiming Gift Aid where relevant.  The Virgin fee could be avoided.  But, for a standard single donation, it's simply not worth you or NOTDEC UK the effort involved!  Instead, we can both say "thank heavens for Virgin Money Giving!"  Gift Aid your donation, and the extra tax we will reclaim on your behalf will dwarf Virgin's fee - yet Virgin will do all the donkey-work.  The labourer is worthy of his hire!